It has been shown in studies have found that drivers who are 75 and older have one of the highest rates of fatal daytime accidents.

Often, senior drivers who are involved in accidents had no idea that their driving abilities had gradually become impaired over the years. An accident is often the first indication that an elderly person should stop driving. Until one occurs, senior drivers are reluctant to give up their independence.

Because of this, it's important that senior drivers stay proactively involved in keeping their driving skills sharp.

That is why a lot of states require taking a drivers safety course after a certain age. It can save you money if you are a senior and are with an auto insurance company that gives senior citizens discounts on their auto insurance.. A lot of the major auto carriers will increase your premium after age 50-55.

It was announced recently that AARP and Intermountain Healthcare have joined forces to offer US citizens aged 50 and older two four-hour classes. If senior citzens take these classes it is possible that they could get a discount on their auto insurance. The classes are designed to bring older drivers up to speed on new traffic laws, rules of the road and defensive driving techniques. No test is required to graduate and everyone who enters the course leaves with a certificate.

AARP offers some great Senior Auto Insurance Benefits

These can include:

A New Car Replacement Guarantee
A Warrantee for Lifetime Repair
Lifetime ability to renew your policy
Fast, no-hassle claim payments and Online Customer Service Center for claim reporting, bill payments and more.

AARP also offers 55 ALIVE, mature driving courses through local AARP chapters. Many insurance companies offer subscriber discounts with proof of course completion. Just be sure to check eligibility rules because these discounts are not provided with every auto insurance carrier.