Some folks that are young between the ages of 20 years old and 40 years old take their mortality for granted. Why buy life insurance? I dont plan to die for another 30 to 40 years many claim. Well, let me tell you a tragic story that will leave you speechless.

My dear friend Frank was a good man with 5 children and his wife was pregnant with number 6. He worked very hard to support is beautiful family. The love they shared was more precious then gold or fine diamonds. They were truly a happy family even through the hardest times imaginable. Well, Frank was not a rich man, but he was young. He was in his early 40s and he just like most young men never gave thought to his uneventful demise. Then one day the unthinkable happened. While working under his car the jack gave way and crushed him to death. This was unforeseen and he was unprepared. His wife was left alone with 5 children while pregnant with number 6. She obviously could not work and he was her only means of support. This tragic event caught this family totally by surprise and now they will lose more than just Frank.

This happens to thousands every year. Is it that most people dont want life insurance? Is it that they cant afford life insurance? Whatever the case may be we need it. Accidents happen all the time and if we are not prepared the devastation can be catastrophic. Take the victims of Hurricane Katrina. They saw it coming, but thousands were not prepared for the aftermath. The horrible devastation of 9/11 left hundreds of familys without means of support and this was not for seen. My point is that we need to take responsibility for our uneventful deaths while we can. If you dont have life insurance by all means get it. If you say that you cant afford it. I say that you cant afford not to have it. Find a way to get it even if it means sacrificing something you enjoy. If you are a husband then your family depends on you. Just do the right thing. If you are alone remember that your burial costs money, so take responsibility for yourself.

The worst thing you can do is to make your family and friends a victim of your demise. Just do the right thing no matter what the costs. As for my dear friend Frank, his wife and children are doing fine due to the generosity and love of their family and friends. Frank will be remembered for his love and compassion. He is truly missed by those who knew him and loved him.