Ladies: Looking to fulfill your champagne wishes and make your caviar dreams a reality? Marry rich.

But don't think of the pursuit of a wealthy man as shallow. According to "How To Marry A Multi-Millionaire: The Ultimate Guide To High Net Worth Dating," by Ted Morgan and Serena Worth, the most common qualities that women desire in a man - charm, humor and intelligence, for instance - can be found in most wealthy men. As the book says, "the cash is a very nice side benefit."

One of the first steps to marrying rich is to get on the "high net worth" dating circuit. The following tips from the book will help you find a rich suitor in no time.

* Prepare. Find out who's rich, where these men live and their past and present entanglements. Chatting with high-society women is a great way to find out who's on the market.

* Go where the rich go. Since many wealthy people find their mates at social events, mingle at high-end cocktail parties and charity benefits in places such as New York City, Southampton, N.Y., Aspen, Colo. and Palm Beach, Fla.

Never buy the dinner ticket, however. Dinner tickets to charity parties can range from $500 to over $1,000. To avoid paying an arm and a leg, buy the after-party ticket instead.

* Find a partner in crime. If you're uncomfortable socializing alone, take a male or female friend along to help you feel more relaxed and to arrange introductions.

* Go in as "arm candy." Attend the party with an attractive date who is looking to find rich women. You two can work the room together and help each other meet potential mates.

"How to Marry A Multi-Millionaire: The Ultimate Guide To High Net Worth Dating" also includes such topics as how to avoid the most common high net worth dating pitfalls and how to negotiate the prenuptial agreement. The book also features a list of the richest single or divorced men in America.