Of all the tasks that must be done before the wedding, the budget just may be the most important. Although it isnt glamorous or really very much fun, creating and sticking to a budget can mean going down the aisle with a clear conscience.

Many people are unaware that large, expensive weddings are a fairly recent phenomenon. Prior to World War II, a very small church or court house wedding was the norm. After World War II and the economy boom, couples and their parents immersed themselves in planning lavish ceremonies and receptions.

Planning a wedding budget takes a lot of forethought and discipline. It is imperative that those planning the wedding take a hard look at finances and what financial situation the responsible parties will be in after the wedding. If the budget is too grand, couples and or their parents may be paying on the wedding years and years after I do.

When making a wedding budget, realize that money can be saved by being flexible with the time of day the wedding takes place as well as the actual day. A Sunday afternoon wedding can be much cheaper with the same accoutrements as a Saturday evening ceremony.

It is important to remember to add in taxes and gratuity when considering any vendor. These charges can add up quickly and need to be kept in mind.

The major portion of the budget usually goes to the reception. Other categories that need consideration are the ceremony site, officiant, music, and rentals. At the reception, plan for catering, decorations, favors for the guests, rentals, and cake. Florists, photographers, videographers, and those that provide transportation are usually involved, too. The wedding dress and grooms attire need to be planned for as do invitations, gifts, jewelry, the marriage license, and honeymoon. Ready to elope yet?

Although thinking about at budget can be overwhelming at best, take heart! A wedding can be planned on a realistic budget that most everyone will be happy with.

Pepper Montero